Choosing a Dentist

You Think You Have Dental Insurance?

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Would you be surprised to learn that your dental “insurance” is not really insurance. According to Wikipedia, insurance is “the equitable transfer of the risk of a loss from one entity to another in exchange for payment.” Everyone is accustomed to insurance as applied to health care or property damage, because insurance companies assume the burden of reimbursement for a high percentage of the actual costs. Everyone consequently believes that all insurance plans function this way.

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